Rs 150 debited from your PNB account? Know why Punjab National Bank deducted money from your savings account | Personal Finance News | Popgen Tech
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New Delhi: Almost every bank charges a certain amount in terms of annual maintenance of their debit cards. However the fees are also different on different types of account. In other words, you will not be charged the same amount of money for having a gold card as you would be if you hold a platinum card.
Punjab National Bank offers various types of ATM CUM DEBIT CARD — a) Classic (Rupay/VISA) / Rupay Platinum (Domestic/ International/ JCB International)
b) Visa Gold / Rupay International
c) Rupay Select Debit Card
d) Prepaid
While for Classic (Rupay/VISA) / Rupay Platinum (Domestic/International/ JCB International) the Card issue charges are NIL, for Visa Gold / Rupay International, Rupay Select Debit Card the charges are Rs 250. For prepaid card, PNB takes Rs 50 as Card issue charges. (Also Read: SBI hikes FD rates from December 13)
PNB charges Rs 150 (From 2nd year onwards as 1st year charges are free) as Annual Maintenance Charges for the basic card type.
| ATM CUM DEBIT CARD CHARGES / PREPAID CARD CHARGES | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Variant | Classic (Rupay/VISA) / Rupay Platinum (Domestic/ International/ JCB International) | Visa Gold / International Rupay | Rupay Select Debit Card | Prepaid | |||||
| Card issuance fees | Primary | ||||||||
| Nothing | Rs.250/- | Rs.250/- | Rs.50/- | ||||||
| Add to Card | |||||||||
| Rs.150/- | NO | ||||||||
| Annual Maintenance Charges | Rs.150/- (From 2nd year onwards as 1st year charges are free)
Rs. 250/- (Platinum Domestic/ Platinum International / JCB International from 2nd year onwards as 1st year charges are free wef 16-11-2021). For Debit Cards issued before 16-11-2021, previous AMC charges Rs. 150 shall prevail. Rs. 500/- (Rupay Select Debit card till 31.03.2022 wef 16-11-2021, NIL for staff members). For Select Debit Cards issued before 16-11-2021, previous AMC charges Rs. 400 shall prevail. (Nex for Classic- KCC / Classic-Mudra/ Classic – PMJDY) |
For cards having balances above Rs.500/- on the card expiry date, an Annual Maintenance fee of Rs.150/- will be levied and the account will be held for an additional year, from . In case, the balance falls below Rs.500/-, the entire balance will be forfeited and the card will be closed. | |||||||
| Card surrender and unused balance transfer | It does not apply | Rs.250/- | |||||||
| Hot listing | Nothing | ||||||||
| Card Replacement Fees (Duplicate Issue) |
Rs.150/- | ||||||||
| Duplicate PIN/ Regeneration of PIN through the Branch | Rs.50/- (for claim through branch; Exempted for Government Sponsored Scheme None (if done via Green Pin at ATMs) |
||||||||
| Transaction failed due to insufficient Balance | Rs.15/- (charges are also applicable to staff.) | ||||||||
Customers may also note that PNB Cardholders have Number of Free ATM Transactions at PNB ATMs per month –5 Transaction charges (over and above free transactions): Rs. 10 (plus taxes)
Number of Transactions includes financial and non-financial transactions (small statement only). There are no fees for other non-financial transactions except mini statement. The above charges are effective from 01/09/2017
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